February 08, 2009
Credit where credit is due

There has been no small amount of media coverage regarding the fact the Washington State Employment Security Department is s-w-a-m-p-e-d with new claims and related inquiries.

As regular readers will recall, this blogger is searching for employment at a, um, less than optimal time. A bad local environment for political jobs (at least with an R next to your name) combined with a less than stellar economy has made things interesting to say the least. I've been fortunate to land multiple interviews for several job openings, at least one of which would be a great fit...though with uncertain implications for future blogging.

Either way, I've had the less than enjoyable experience of filing for unemployment. Despite the many warnings of a 4-6 week wait for claim processing, my claim filed on January 28th produced a 1st check in my hand on February 7th. Somewhere along the way, somebody handled things very well.

Granted, there was a comedy of errors along the way, which included the dread "due to current call volume, we are unable to take your call at this time." That's not helpful when you need to have a question answered prior to filing your claim online. And eventually, there was this exchange:

Employee: "Are you sure the U.S. Department of Education is a federal agency?"
Me: "Uh...yes, I'm sure."
Employee: [pause] "Is that part of another Department...like the State Department?"
Me: "No, it's a separate, Cabinet-level agency. Trust me."

Ultimately, there was a legitimate reason why that exchange occurred (the Department uses a subcontractor to handle unemployment claims processing so isn't listed in the state's database). Nonetheless, it was funny...now that my claim has been processed so quickly.

Now if I could just make myself ineligible for benefits by landing a good job in these troubled times...

Posted by Eric Earling at February 08, 2009 06:52 PM | Email This
Comments
1. If we are just handing out money to so many unemployed people, why do we need to give them jobs?

Posted by: pudge on February 8, 2009 06:54 PM
2. In my opinion, the Dept of Employment Security is the best-run department in Washington state government. Their employees are very helpful (I am very familiar, since I have been laid off multiple times in the past 10 years), and they really make an effort to help you find work. They have made vast improvements in processing, filing online is a breeze, and they even now have direct deposit for your checks. Eric, my best resource when I was out of work, was indeed.com.

Posted by: Carol on February 8, 2009 07:19 PM
3. #1 Pudge...I didn't get your post; are you against unemployment insurance and helping folks 'temporarily' while out of work???

Posted by: Duffman on February 8, 2009 07:22 PM
4. Unemployment benefits are no incentive to kick back and take it easy.

They are a fraction of what people have earned. If anything its incentive to look harder for work because of how much you cannot do on UI benefits.


Posted by: LCRW on February 8, 2009 07:38 PM
5. @4 -

Exactly. The max benefit of $541 a week isn't chump change, but it's also nothing more than an inadequate finger in the dike.

Posted by: Eric Earling on February 8, 2009 07:45 PM
6. Why does the government have to provide unemployment insurance? Can't you get an unemployment insurance contract through private channels? Perhaps companies would offer partial payment on such an insurance contract as an incentive to work there.

I've never understood why you need the state government to provide such a service. I am sure that the private industry can meet the needs of the people at a far lower cost.

Posted by: Jonathan Gardner on February 8, 2009 08:35 PM
7. The max benefit of $541 a week isn't chump change, but it's also nothing more than an inadequate finger in the dike.

I personally know a half dozen people who are on unemployment and have refused (and/or struggled to accept jobs) to take on jobs that would pay just $700 a week.

For some people getting something for nothing is still preferable to actual work.

Posted by: Doug on February 8, 2009 08:41 PM
8. Oh wow, here we go, the shoe is on the other foot.

tough shit, you guys did your Gordon Gecko dance twice now in the last 2 decades or so and thought nothing of laissez faire economics since Raygun. I've babysat kids that squawked less than you guys are doing now about unemployment insurance and some jack ass on here has the fucking nerve to suggest that too be privatized after all the shitstorm with AIG and the others. Holy shit, the apocalypse must be happening.

Posted by: John Kenneth Galbraith on February 8, 2009 08:54 PM
9. #8 - are you a parody of a liberal, or just a crank? Oooo, such big words for such a widdle bwain.

Get the gov't out of my knickers, then I'll stop complaining.

Why are unemployment benefits taxed? Seems rather ridiculous.

Posted by: The Sasquatch on February 8, 2009 09:19 PM
10. H.R. 155, The Suspension of Federal Income Tax on Unemployment Benefits Act of 2009

H.R. 155 would amend the Internal Revenue Code of 1986 to suspend the taxation of unemployment compensation for 2 years.

Posted by: This is now on February 8, 2009 09:59 PM
11. I am curious. Who qualifies for unemployment? If you leave a job voluntarily without securing another one because you are pissed at your boss, can you also receive this benefit until you land a new gig?

Posted by: DopioLover on February 8, 2009 11:59 PM
12. Speaking of employment, Eric-- if you have thousands in unpaid federal taxes, you too may qualify for a job in the Obama Cabinet.

Posted by: Michele on February 9, 2009 12:02 AM
13. #8: Why is it that the trolls can't seem to post without a shower of obscenity in the point they are trying to make?

Posted by: Michele on February 9, 2009 12:15 AM
14. You as an employee do NOT pay for unemployment insurance. Your previous employer(s) paid 100 per cent of any umemployment insurance (UI). It is based on the number of employees within the company and might also take into account salary range. (I think if you are self-employed you may have to pay into UI or have the option to.)

The state (along with the Federal government) provides Job Service offices to assist you in finding a job and for filing for UI. You can go to any state and file for UI, but your claims will be paid from the last state you were employed in (that qualifies you for UI). It is possible to be paid more than a state's maximum if the other state's rate is higher.

Posted by: Aldomeir on February 9, 2009 05:02 AM
15. #11 - There are MANY reasons you can and cannot collect unemployment inusrance. Generally, resigning a position will not let you collect - unless there are extenuating circumstances, like the company is doing something illegal. However, it never hurts to file...you may be able to collect or maybe not. If you don't file, you can't collect whether you qualify or not.

Posted by: Aldomeir on February 9, 2009 05:12 AM
16. Dopio @ 11 -

No, it generally requires an involuntary separation to qualify.

Posted by: Eric Earling on February 9, 2009 07:20 AM
17. Eric: Good luck finding a job. Times are really tough for everyone and I hope you get a suitable position soon.

Posted by: correctnotright on February 9, 2009 07:52 AM
18. @16 So what you're saying is that it's better to pull a Costanza and drag the trophy through the parking lot, rather than quit. Got it. :)

I know a guy whose wife had just got pregnant almost 3 years ago, and she was lucky enough to get laid off during that time. She's been collecting unemployment for the past two years, over $2k per month, while staying home and taking care of the child, which she would have been doing anyway. She's just had to show that she's been looking for work, which is basically filling out an online application now and then to keep collecting.

Posted by: Palouse on February 9, 2009 08:06 AM
19. I have no doubt that Eric will find a job. There is work for skilled people. But look at the foolishness of the whole unemployment system. One has to have had a job to qualify. Presumably one was operating at a particular income level and now has obligations such as a mortgage, etc. If you qualify for the max benefit, then most likely your mortgage payment and other living expenses are far higher than the benefit. So as Eric notes, the $541 per week is only a finger in the dike.

Thus, in order to really survive, one has to go and do other things to make ends meet, which means having some form of employment or income, which means not qualifying for unemployment assistance.

Why don't we simply realize like our ancestors did that sometimes we lose things. We have to make hard choices, sell houses, etc. take steps backward to then begin going forward again. The whole culture of entitlement whereby everyone expects assistance with every problem is exactly how we got in to this financial mess and recession in the first place.

I don't wish for Eric to lose his house, but if it comes to that, I am sure he would choose to go back to renting or some other responsible outcome instead of defaulting on his mortgage or just sitting there waiting for the government to help him like so many others have done. As some point there is a fiscal reality for us all that many seem to want to ignore.

Meanwhile, there's billions in the "stimulus" bill allocated for TV converter boxes. And that's some of the most benign pork. We have gone from a nation with a self reliant can do attitude, to a nation of fat couch potatoes in very little time. Pathetic.

Posted by: Jeff B. on February 9, 2009 09:44 AM
20. Oh look, it's a Republican talking about taking advantage of Big Govt. handouts...now I've seen it all.

Posted by: Cato on February 9, 2009 10:15 AM
21. To one of the points of Eric's initial post -- my claim filed on Dec. 4 is still in the "4-6 weeks" holding pattern. I've basically been told to stop contacting them because they're so short-staffed and will get to my claim as soon as possible. Ironically enough, my previous job was a short-staffed claims department (translation -- I WAS the claims department for half the time I was there)...and so far at least everyone I've dealt with has been genuinely polite. So, I'm willing to cut them just a little slack...despite the fact that I'm getting a little impatient here.

#20 -- The last time I was unemployed, I avoided filing for unemployment because I truly felt that I was greater than a government handout. I felt that I didn't need their help to find a job, and that I should be able to find a way to get by in the meantime without the handout. The point made in response to the income taxes comment was well placed for this comment too. Employers pay unemployment taxes into an "insurance" fund...like your house insurance, you hope never to be in a situation where you need the benefit (cutting through the bureaucracy of the claims departments, relocating to temporary housing, the disruption of your normal lifestyle, etc), but it's there if you need it. Just because the government happens to be the "insurance agency" tasked with administering the funds, doesn't make it a government handout. Learn the facts, ignorant liberal....

Posted by: RedGreener on February 9, 2009 10:47 AM
22. Good luck Eric with your job interviews. My husband has been out of work since Thanksgiving...when the logging industry collapsed...all of this has been so frusterating for a family of five! He had to reopen his claim last week and kept getting the same message--after being on the phone for 10 minutes...'high volume of calls please call back later'...followed by a click. Still hoping things improve soon...

Posted by: lookoutwife on February 9, 2009 11:16 AM
23. Just because the government happens to be the "insurance agency" tasked with administering the funds, doesn't make it a government handout.

Let's see...since you are not working, you are relying on the Fed's to provide you with income. Since you are not contributing to the system by working, you are getting a handout (aka income) for essentially doing nothing (except send your resume out 3x a week and fill out a Govt. form once a week). Now do explain how this is not a Govt. handout?

As you can see @18 people are already taking advantage of the system.

Posted by: Cato on February 9, 2009 11:57 AM
24. With all the busy signals people are getting from the Employment (in)Security office, I hope you trolls here see why it would not be good to put the government in charge of your health care.....

Posted by: Michele on February 9, 2009 12:17 PM
25. As you can see @18 people are already taking advantage of the system.

Agree. And that's another reason we don't want the government running healthcare.

Posted by: Palouse on February 9, 2009 12:49 PM
26. And that's another reason we don't want the government running healthcare.

Which is a pipe dream at best no matter what the Dem's say.

The bigger difference is when big companies take advantage of the system and fail they call up the Federal Govt. who in turn gives them a bailout.

Posted by: Cato on February 9, 2009 01:49 PM
27. Which is a pipe dream at best no matter what the Dem's say.

The Democratic spendulus is already funding SCHIP, which people who can afford private health insurance are already taking advantage of, courtesy of the taxpayers.

The spendulus also gives money to people who do not pay income tax. But they don't call it what it is (welfare), they use a term like 'refundable tax credit' or something like that.

Posted by: Palouse on February 9, 2009 02:56 PM
28. The Democratic spendulus is already funding SCHIP

Now you want to take away health care from kid's who's parents work at Wal-Mart? I thought the GOP mantra was that all life was precious and worth saving.

Posted by: Cato on February 9, 2009 03:59 PM
29. Now you want to take away health care from kid's who's parents work at Wal-Mart?

No, I want the government out of the healthcare business.

I thought the GOP mantra was that all life was precious and worth saving.

Which has nothing to do with the spendulus (except for taxpayer funded abortions) or the taxpayers paying for SCHIP with debt that our grandchildren will be paying for.

Posted by: Palouse on February 9, 2009 04:07 PM
30. If Christine did her job the numbers would not be as high. Never did see a budget forecast/outlook on her watch. Revenue coming in, expenses going out. Looks like more of the same incompetence.

Posted by: Bill on February 10, 2009 09:23 AM
31. No, I want the government out of the healthcare business.

Didn't deregulation and lack of oversight get us into this mess in the first place? Govt. certainly has a role in regulating healthcare. Maybe the Govt. should get out of the national defense industry, it costs at least 5000x more than the Govt. involvement in the healthcare industry.

the taxpayers paying for SCHIP with debt that our grandchildren will be paying for.

They're already going to be paying for the GOP's reckless spending spree during majority of the of the 00's years. We have nothing to show for it except a bloated bureaucratic organization known as Homeland Security and a lovely recession which pout your buddy Eric here out of work. At least this way our grandchildren can see measurable benefits from the money spent because they'll still be alive.

Posted by: Cato on February 10, 2009 09:27 AM
32. Didn't deregulation and lack of oversight get us into this mess in the first place?

No actually, it didn't. It was government interference in the marketplace that did.

Govt. certainly has a role in regulating healthcare.

Regulating, yes. Managing, no.

Maybe the Govt. should get out of the national defense industry

Wrong. National defense is actually in the Constitution, providing healthcare isn't.

They're already going to be paying for the GOP's reckless spending spree during majority of the of the 00's years

So Obama's solution is to make it worse. Nice.

Posted by: Palouse on February 10, 2009 09:42 AM
33. No actually, it didn't. It was government interference in the marketplace that did.

What interference? It was the lack of interference that led companies to commit outright fraud like these idiots and get away with it. Govt. should have shut these guys down before they gave away billions in mortgages that no one could pay for. Instead Bush Admin. looked the other way just like they did for their buddies over at Enron.

Regulating, yes. Managing, no.

I agree

Maybe the Govt. should get out of the national defense industry

I'm sure the founding fathers didn't envision a day when millions of Americans would be struggling just to get/pay for health care. Much like they likely didn't envision American citizens wanting to own M-16's. The fundamentals ideas are still valid and strong but a lot has changed since 1776. Which is why we have items like the 19th and 20th Amendments.

One could also interpret "promote the general Welfare" as a mandate for health and well being. I don't know if the courts would agree, but vague wording leads to vague interpretations.

So Obama's solution is to make it worse. Nice.

His stimulus package will likely create jobs rather than blowing it all on needless wars and massive pork projects like the "Bridge to Nowhere".

Posted by: Cato on February 10, 2009 12:17 PM
34. What interference?

The CRA for starters, and allowing GSE's to repackage loans and purchase loans from private banks who gave them to buyers who couldn't pay them back. Without GSE backing those loans, those banks couldn't have made them.

I agree

Then you should be opposed to SCHIP. The government is the provider and manager of care.

One could also interpret "promote the general Welfare" as a mandate for health and well being.

Providing healthcare is not an enumerated power. Promote the general welfare is not an excuse for unlimited government like Democrats want it to be.

His stimulus package will likely create jobs rather than blowing it all on needless wars and massive pork projects like the "Bridge to Nowhere".

The nonpartisan CBO has already predicted it will have a negative long term impact on GDP. Negative GDP pork bills aren't how jobs are created. It will just balloon the deficit further and put this country further in debt.

Posted by: Palouse on February 10, 2009 12:31 PM
35. Without GSE backing those loans, those banks couldn't have made them.

Bush could use his Executive Privilege powers to fix the situation, he ignored the problem. Again, corporate and Govt. responsibility was never on Bush Admin's radar. Seems that businesses should be allowed to "regulate themselves" was the watchword for the last 8 years.

Then you should be opposed to SCHIP.

If getting healthcare wasn't such a huge problem in this country I would certainly think more about it. As it stands I'd rather kids get quality healthcare than none at all.

The nonpartisan CBO has already predicted it will have a negative long term impact on GDP.

LOL, now you believe the CBO? My what short memory you have. It wasn't so long ago the the GOP was on the warpath saying ignore the CBO when it said Bush's budget's would do the same thing.

Posted by: Cato on February 10, 2009 01:13 PM
36. he ignored the problem

No, in fact, he didn't.

corporate and Govt. responsibility was never on Bush Admin's radar

Again, false. See the previous link, and remember that Bush signed Sarbanes-Oxley.

Seems that businesses should be allowed to "regulate themselves" was the watchword for the last 8 years.

Yes, thanks to Democrats who blocked regulation of GSE's, which got us into this mess.

As it stands I'd rather kids get quality healthcare

So you agree that government should not be in the healthcare business, then you say you're for it, as long as it's "for the children". You really are a Democrat.

the GOP was on the warpath saying ignore the CBO when it said Bush's budget's would do the same thing.

Please provide a link supporting this. Regardless, I never said ignore the CBO, and I criticized Bush for his reckless spending as well, but knew Democrats would have been worse. They have been, and with this bill today, that's confirmed again.

Posted by: Palouse on February 10, 2009 01:34 PM
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